Mudah Credit Logo

Easy to Apply, Easy to Approve

Personal Loans from RM 1,000 to RM 500,000

Interest rates from 4.88% p.a. (for qualified borrowers), flexible repayment 12-108 months, approved within 2 hours

Licensed Company

Regulated by Malaysian Authorities

Data Protected

PDPA 2010 Compliant

95% Satisfaction

10,000+ Happy Customers

2-Hour Approval

Fast & Reliable Service

Established 2020

Trusted Since Day One

Transparent Terms

No Hidden Fees

Why Choose Mudah Credit?

2-Hour Fast Approval

Quick approval process. Receive preliminary approval within 2 hours of submission - up to 10 times faster than traditional banks.

100% Online Application

Simple online application, no face-to-face meetings required. Fill out the form in just 3-5 minutes, apply anytime, anywhere.

Competitive Interest Rates

Market-leading rates from 4.88% p.a. for qualified borrowers (rates vary from 4.88% to 12% based on credit profile). Transparent pricing with no hidden fees.

Simple Application Process

Get your loan in 4 easy steps

1

Submit Application

Fill out our simple online form in just 3-5 minutes. No need to visit a branch.

5 mins
2

Quick Review

Our system instantly reviews your application and credit profile.

30 mins
3

Get Approved

Receive preliminary approval within 2 hours during business hours.

2 hours
4

Receive Funds

Once documents are verified, funds are transferred to your account within 24-48 hours.

1-2 days

Flexible Loan Solutions

Flexible Loan Solutions

Choose a repayment period that suits you

Interest Rate

4.88%

per annum

Loan Term

12 - 108

months

Loan Amount Range

RM 1,000 - RM 500,000

šŸ’” Choose from 1 year to 9 years repayment period. Flexible terms to match your budget. Whether short-term cash flow or long-term investment, we have suitable solutions.

Loan Repayment Calculator

Compare monthly payments for different loan amounts and terms at 4.88% interest rate

āœ“ Approved in 2 hours
āœ“ Flexible repayment
āœ“ No hidden fees

Quick Amount Selection

Monthly Payment - 4.88% Interest Rate (Fixed)

Click on any cell to view details

Amount
1y
2y
3y
4y
5y
6y
7y
8y
9y
RMĀ 5,000
RMĀ 10,000
RMĀ 15,000
RMĀ 20,000
RMĀ 30,000
RMĀ 40,000
BestRMĀ 50,000
RMĀ 60,000
RMĀ 70,000
RMĀ 80,000
RMĀ 90,000
RMĀ 100,000

Your Selection

Loan Amount
RMĀ 50,000
Term
36 months(3 years)
Monthly Payment
RMĀ 1,496
@ 4.88% p.a.
Total Interest
RMĀ 3,851
Total Repayment
RMĀ 53,851

Our Advantages

Safe & Licensed

Licensed financial services company, supervised by Malaysian regulatory authorities. Your information security and privacy are fully protected.

10,000+ Satisfied Customers

Served over 10,000 Malaysian customers with 95% customer satisfaction rate. A trusted brand.

Industry Leading

Innovative online lending platform combining advanced technology with quality service for the best loan experience.

Customer Reviews

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Ahmad bin Hassan

January 2024

Very fast approval! Applied in the morning, approved in the afternoon. Highly recommended! Competitive interest rates too.

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Siti Nurhaliza

January 2024

Easy application process, friendly and professional staff. Very competitive interest rates with no hidden fees. Thank you Mudah Credit!

ā˜…ā˜…ā˜…ā˜…ā˜…

Lee Wei Ming

February 2024

Professional service and transparent pricing. 100% online application is very convenient. I would definitely recommend them to friends and family.

⭐ Average Rating: 4.8/5(based on 1,250+ reviews)

Frequently Asked Questions

Ready to Get Started?

Apply now and receive approval within 2 hours. Simple, fast, and secure.